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Mississippi Today

Commissioner won’t create state insurance exchange unless Gov. Reeves approves

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mississippitoday.org – Bobby Harrison – 2024-06-19 04:16:00

Insurance Commissioner Mike Chaney says he does not intend to create a exchange to offer health insurance to Mississippians unless Gov. Tate Reeves signs off on it.

“We probably could operate the exchange, but I don't think it is wise to do it without having the governor on board or at least having some of his approval to operate the exchange,” Chaney said during a recent Mississippi . “ … It is the governor's call whether we will have a state-based exchange. We have done all the other hoops we have to jump through.”

States that operate their own exchanges can typically attract more companies to write health insurance policies, offer people policies at lower costs and it would likely save the state millions of dollars in payments to the federal .

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Chaney said he has not talked to Reeves yet about whether he would submit a letter to the federal authorities saying the state wanted to operate its own exchange instead of being part of the federal Affordable Care Act Marketplace Exchange.

Reeves's office did not respond to questions from Mississippi Today about whether he would submit the letter.

PODCAST: Insurance Commissioner Chaney says creating state health insurance exchange is a win-win

The passed a bill during the 2024 session giving Chaney's office the authority to set up the state exchange. The bill was authored by House Ways and Means Chair Trey Lamar, R-Senatobia. The governor let the bill become law without his signature and without any comment.

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But in the past Reeves has been extremely critical of the Affordable Care Act. The exchange was established as part of the ACA. Through the exchange, people can purchase health insurance and people who earn less than 400% of the federal poverty level can federal subsidies to help with the cost of the policies.

The federal subsidies are available through both the federal exchange and a federally approved state exchange that adheres to the federal regulations.

Chaney said it's likely he could entice more companies to offer health insurance on a state exchange and offer policies at less cost than on the federal exchange.

In addition, the companies offering health insurance in Mississippi through the federal exchange currently pay the federal government a fee to operate the federal exchange. If Mississippi was operating its own exchange, it's estimated Mississippi could save as much as $37 million a year that currently goes to the federal government to pay the cost of operating the federal exchange here.

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Lamar said he had not spoken to Reeves about the issue, but assumed the governor would the state exchange since he did not veto the legislation. He said the goal of the legislation is to recruit more companies to offer policies on the state exchange and hopefully more savings to the people the policies and to the state.

Plus, he said he believed it is better for the state instead of the federal government to be operating the exchange.

When the ACA was passed in 2010, then-Gov. Haley Barbour and Chaney both supported having a state exchange. But then-Lt. Gov. Phil Bryant, who later became governor and like Reeves was a vocal ACA opponent, opposed Mississippi operating a state exchange and blocked that effort.

While Chaney said he is ready to oversee a state exchange as insurance commissioner, he said Mississippi's participation in the federal exchange has been a success. Currently about 250,000 Mississippian have health insurance through the exchange. Five companies offer health insurance policies in Mississippi on the federal exchange.

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Chaney said the Republican Governors Association is now advocating states create their own exchanges. Georgia, with the backing of Gov. Brian Kemp, recently created its own exchange.

Currently 21 states plus the District of Columbia have state-based exchanges, though three still operate from the federal platform.

This article first appeared on Mississippi Today and is republished here under a Creative Commons license.

Mississippi Today

On this day in 1958

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mississippitoday.org – Jerry Mitchell – 2024-06-30 07:00:00

JUNE 30, 1958

Martin Luther King Jr. and Rosa Parks in Montgomery during the 1955 bus boycott. Credit: National Archives

In NAACP v. Alabama, the ruled unanimously that the could not compel the NAACP to release its membership lists. 

The arose out of a lawsuit filed by Alabama John M. Patterson, who claimed the organization had harmed the state's reputation by promoting the Montgomery Bus Boycott and the admission of Autherine Lucy to the of Alabama. 

Justices wrote that requiring the NAACP to turn over membership lists would violate the First Amendment, which promises the of association. 

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“It is hardly a novel perception that compelled disclosure of affiliation with groups engaged in advocacy may constitute as effective a restraint on freedom of association as [other] forms of governmental action,” the justices wrote. In the past, such exposures had led to members suffering “economic reprisals, loss of employment, threat of physical coercion and other manifestations of public hostility,” the justices wrote. 

The ruling proved a great victory for the civil rights organization, which enabled it to continue operating in Alabama.

This article first appeared on Mississippi Today and is republished here under a Creative Commons license.

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Mississippi Today

Tate Reeves and Joe Biden agree that Mississippi’s economy is thriving. But are they right?

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mississippitoday.org – Bobby Harrison – 2024-06-30 06:00:00

Republican Gov. Tate Reeves and Democratic , routinely political opposites, finally agree on something: the Mississippi is thriving.

On a recent July day when Reeves proclaimed that the economy “is firing on all cylinders,” the Democratic president also bragged on the Mississippi economy.

Biden, to be more precise, primarily was making the point that the Mississippi economy is much stronger now than when he took office in January 2021.

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On the same day that Biden and Reeves both were touting the Mississippi economy for their respective political purposes, Lt. Gov. Delbert Hosemann also sent out a release related to the state economy.

Hosemann announced the formation of a special committee to look into ways to improve the state's dismal workforce participation rate. The percentage of working Mississippians age 16 and up is the lowest in the nation.

Hosemann pointed out that Mississippi labor force participation rate in April was 53.7% to the national average of 62.7%. Hosemann and others, including State Economist Corey Miller, have said the low labor force participation rate is a tremendous drag on the Mississippi economy and is one of the primary reasons the state trails the rest of the nation on many economic indicators.

If that is so, how can Reeves and Biden brag on the Mississippi economy?

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Well, first of all, they are politicians. It might be surprising to know that many politicians on occasion misstate or misrepresent the facts.

In his news release, Reeves said, “Total non-farm employment reached a record high with 1,191,300 .”

True, in May 2024, the state did have total non-farm employment of 1,191,300 jobs. But in May 2000, according to other U.S. of Labor Statistics data, the number of Mississippi jobs peaked at 1,243,022.

This gets confusing. There are two ways to count the number of people employed. Under one method, Mississippi has set recent records in number of employees. But under the other method of counting jobs, May 2000 still remains the high watermark for number of employees in the state.

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Importantly, there were fewer Mississippians in 2000, meaning fewer eligible workers, than in 2024. Common sense would suggest that employment increases nearly every month as the population grows as it does in most cases, albeit slowly in Mississippi.

The bottom line is that Mississippi added 16,600 jobs from May 2022 to May 2023, or a 1.4% increase. That placed Mississippi among the bottom eight states in terms of jobs growth. And then from May 2023 through May 2024, Mississippi had jobs growth of 1.2% — again near the bottom in terms of adding jobs year over year.

It is true, as the governor boasted in his news release, that Mississippi currently is seeing record low unemployment of 2.8% and a record low number of people — 34,605 — were unemployed and looking for work.

But as the low labor force participation rate reveals, there are a lot of Mississippians who are unemployed no longer looking for jobs and thus are not counted in federal data cited by Reeves as being among the unemployed.

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As a side note, it should be pointed out a sizable number of the people not working and not looking for jobs in Mississippi are disabled. If those disabled people had insurance, perhaps they would have received preventative treatment that would have allowed them to continue to work and avoid becoming disabled.

By the way, Mississippi, which has among the nation's highest percentage of people with no health insurance, also has one of the nation's highest percentage of people who have been classified as disabled.

The states with high uninsured rates are for the most parts states like Mississippi that have not expanded to health insurance for the working poor. Some of those same states also have dismal workforce participation rates.

Perhaps there is a correlation — and something for the politicians to ponder as they send out news releases.

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This article first appeared on Mississippi Today and is republished here under a Creative Commons license.

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Mississippi Today

On this day in 1941

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mississippitoday.org – Jerry Mitchell – 2024-06-29 07:00:00

JUNE 29, 1941

Credit: Library of , Courtesy of Rosa and Raymond Parks Institute for Self

Stokely Carmichael, also known as Kwame Ture, was born. Inspired by the sit-ins in the South, he joined the movement and became a Rider. in ,

He became a leader in the Student Nonviolent Coordinating Committee, replacing John Lewis, and popularized the term “black power.” The phrase became a movement, and he became known as “honorary prime minister” of the Black Panther Party. He died of prostate cancer in 1998.

This article first appeared on Mississippi Today and is republished here under a Creative Commons license.

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